Получила ответ от своей страховой. Плачу 60€ в месяц (для возраста 30+) без франшизы.
Thank you for reaching out to us. Yes, if you're showing symptoms your consultation will be covered. We cover anything medically necessary for the treatment of new appearing medical conditions and symptoms for any medical specialty. How it works: You can choose any locally authorized medical provider in the world, that is any certified doctor, clinic, or hospital, it's your choice. There is no need to ask for approval upfront unless you plan to travel to another country for treatment. For doctor visits (”outpatient”) you pay upfront and will be reimbursed (minus the 50€ deductible if you have one) after filing a claim. You can find the instructions for filing a claim in the Member Center under Claims. For hospital overnight stays (”inpatient”) and planned procedures (e.g. surgery) you ask the hospital call the 24/7 medical assistance hotline. They will set up direct billing with the hospital so that you don’t have to pay upfront. You can also find the contacts and instructions to reach out to our medical emergency assistance in the Member Center under Help.
Может кому-то нужна страховка, которая не только работает в emergency